The Basics of Car Insurance Comparison

When looking for online car insurance comparisons, we make it easy to do everything in one spot. Our site is dedicated to assisting customers just like you in finding the best deals on auto insurance, combining the best coverage with a price you can afford. Best of all, all our car insurance comparison services are completely free.

What we do

There are so many different insurance discounts available that it’s nearly impossible to conduct a comprehensive car insurance comparison search on your own. Our site makes it easy for you to look at policies from several different companies at once, just by entering your zip code. Once you’ve examined the options we list for your area, you can do a little extra research on your own before making a final decision.

Comparing quotes

When requesting insurance quotes, there are two main things to keep in mind: first, that bigger isn’t always better. Secondly, always do your homework before you commit to a new policy. Our site offers many articles that will help you make an informed decision regarding your car insurance choices.

Name brand insurance

Just because a company may be well known doesn’t necessarily mean they’re going to offer you the best policy for your needs. There are many other factors to take into consideration when looking at car insurance comparisons besides name recognition. A larger company may not provide the level of personalized customer care you’d receive from a smaller company, for example. A smaller company may have more time and opportunity for one-on-one interactions, due to its reduced customer base, while still providing the coverage you need. Sometimes, those who choose one of the larger insurance companies feel just like another number, and have trouble getting the help they need if they have to file a claim.

Research before you sign

Even after receiving several favorable quotes, you should still go ahead and research the company prior to making a final decision. For example, you may want to check with the Better Business Bureau or your state’s insurance department to see if complaints have been filed against the company. You can check with friends and family to see if they have any positive or negative experiences worth mentioning. Other factors to keep in mind include:

  • What coverage are those companies really offering you?
  • What’s the procedure for processing claims, and how quickly are they processed?
  • What are your coverage amounts, deductibles and exclusions?

Only by putting all the pieces of your policy together will you have a true understanding of which policy will be best.

A final word

It’s recommended by the Insurance Information Institute that at least three car insurance comparisons should be looked at, from three different companies. After you have a dollar amount for your policy, it’s time to start looking at the fine print. The first place to start, though, is by entering your zip code to get an initial car insurance comparison.